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The Exchange Credit Program is excited to introduce new flexible payment plans designed to meet the varying needs of service members and their families—through every stage of their careers. “Pay Your Way” is a special financing program from MILITARY STAR® that allows customers to choose a fixed monthly payment at a reduced, fixed APR of 9.99%, and budget for larger purchases. Customers can shop by the item or by the basket using their existing MILITARY STAR line of credit. Three plans are offered: • Purchases $300-$499.99 are eligible for the 36-month plan. • Purchases $500-$999.99 are eligible for the 48-month plan or the 36-month plan. • Purchases greater than $1,000 are eligible for the 60-month, 48-month or 36-month plans. Shoppers can estimate the monthly payment on qualifying purchases using the payment estimator located at Customers can use their smart phones to scan the QR code located on signing throughout exchange stores to access the calculator. Pay Your Way plans are available at Army & Air Force, Navy, Coast Guard and Marine Corps exchanges, as well as Customers may have multiple Pay Your Way plans based on their available credit. Express and fuel locations are excluded. The MILITARY STAR card is administered by the Army & Air Force Exchange Service and is accepted at all military exchanges.

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